Financial Life Skills: Empowering people to take responsibility for themselves and their financial future.

> Financial Life Skills is a four-module, in-house course that teaches employees how to manage their finances to solve short-term money woes and plan for their financial future.

> Course material is impartial and not aligned to any particular company. It is designed to motivate real long-term change and provide the methodology to achieve it.

> Content can be tailored to fit all levels within the corporate environment from factory floor to senior executive modules.

> Inspired Learning Systems Limited incorporates the expert advice needed to suit each situation. For example, we recruit budgeters as required for one on one staff support for the length of time needed.

Financial Life Skills – Course Content.

The programs are designed for maximum flexibility and can be broken into smaller modules such as 1 hour, 1.5 hour and 2 hour blocks to fit individual time constraints.

Module 1   Fiscal Responsibility -- Gain Control of Your Own Financial Life!

Duration 6 Hours

Participants learn the need for financial control and the consequences of making bad financial decisions.

Covers:
Budgeting
> Debt repayment
> Escaping the credit trap
> Building up a cash reserve
> Finding the best deals
> Becoming your own bank

A-Z of credit ratings
> Finding out your credit rating
> What is bad credit?
> Getting finance even with a bad credit rating

Banks
> What your bank manager doesn't want you to know
> Making your bank work for you rather than the other way round
> The do's and don'ts of banking
> Free banking and the best loans

Lay By's – The budgeters friend

Door to Door Sales - The traps of contracts

Module 2   The Twin Traps of Hire Purchase and Insurance

Duration 4 hours

The rip off's and traps in hire purchase and insurance explained so you understand them and can avoid them.

Covers:
Hire purchase
> Know the sales tricks which persuade you to buy
> Hidden costs explained
> Negotiate the best deal
> The pain of early loan repayments
> The legal rights of repossession

Insurance
> The pros and cons
> Hidden traps
> Policies and cover explained
> Evaluating the right policy from the right company at the right price
> Avoid policy-wording traps
> Making a successful claim

Module 3   The Pleasure and Pain of Buying a House

Duration 4 hours

The most comprehensive, impartial house buying course on the market.

Covers:
Mortgages
> A-Z of mortgages
> The inside story on mortgage brokers
> Using your first home to buy your second
> Interest rates -- the silent killer
> Save money through early repayments
> Making your mortgage work for you

The house buying process
> Rational rather than emotional buying
> Know what to look for
> Finding the best professional help
> Belly-up strategies -- what to do when things go wrong

Costings

All prices exclude GST and include all workbooks.

Choose 2 or more modules and receive the workbooks at NO CHARGE -- A saving of $25 + GST per attendee.

A minimum of 10 attendees is required for corporate presentations.

 

.	10 to 20 Attendees	Up to 30 Attendees	Up to 40 Attendees
Module 1	$235 per attendee	$2,950 fixed price	$3,750 fixed price
Modules2 & 3	$165 per attendee	$2,150 fixed price	$2,950 fixed price

For more information and to book, contact us:

Inspired Learning Systems Limited
P O Box 102158
North Shore Mail Centre
Auckland 0745
Office 09-441-2164
Fax 09-441-2165